Understanding the Medicare Prescription Drug Plan

Companies who continue to provide these benefits to retirees are presently receiving a subsidy from the government.

If your plan is not certified and you sign up for Part D late you will pay a penalty.

While more than half of companies who provided coverage prior to Medicare Part D opted to continue coverage this year, it is estimated that by 2010 most will drop coverage forcing retirees to depend on Medicare fully.

If you get your medications from the VA or as part of your military retirement you do not need to sign up for Medicare drug coverage.

• Medicare Plan D Basics
• Medicare Part D Replaces Discount Cards
• Compare Medicare Part D to Your Present Drug Coverage
• Out of Pocket Costs
• What Medications Are You Taking?
• Review Plans
• Are You Low Income?
• Important Enrollment Dates