Long-Term Care Planning

Assisted living is a housing option for seniors who need help with dressing, bathing, eating, and toileting and may not be able to live in their own homes. Assisted living facilities may be freestanding facilities, or can be attached to retirement communities or nursing homes. They may also be referred to as residential care, personal care or board and care facilities. Some of the services that may be offered include, assistance with bathing, food preparation and eating, dressing and toileting. Laundry may be included along with housekeeping, transportation and medication supervision. Most will also offer recreational activities for the residents.

Medicare does not cover the cost of assisted living. The resident is responsible for all costs, though Long Term Care Insurance may cover some of these expenses.