There are many options available for LTC, it could be in the home with home care, assisted living or nursing home care. The actual location will vary according to the level of care needed.
In addition to know what kind of care is needed another area that needs to be planned is how to pay for it. Many people assume that Medicare will pay the bills, but Medicare will only cover the costs of Medicare care. Any care considered "custodial" is not paid for by Medicare.
While it may seem confusing at first, do your homework and make plans now for the furture.
SOURCES:Medicare; Medline Plus, updated November 2004